With regard to undergraduate debt, little difference existed between men and
women, but some differences existed among racial/ethnic groups and between
students with and without disabilities, in 1999. (See appendix
Overall, 60 percent of S&E bachelor's recipients in 1997 and 1998
had borrowed money to finance their undergraduate education. Similar percentages
of men and women (60 and 61 percent, respectively) reported still having undergraduate
debt in 1999, and the amounts owed were also similar (between $13,500 and $14,300).
Blacks had a higher average debt than whites, Asians, and Hispanics. S&E
bachelor's degree recipients with disabilities were more likely than
those without to report having borrowed, but the average amounts of debt (among
those with debt) in 1999 did not differ between these two groups.